Municipalities

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Municipalities

OUR COMMITMENT

Elected Official, City Planners and Officers of Municipalities are being increasingly challenged to be
acutely aware of and understand the key risks their organizations face and how they are being managed. We at ISU continue to work with global and regional insurance carrier partners to improve insurance portfolios, as well as develop a deeper understanding for Municipality-specific best practices in regards to risk management and insurance.

GOVERNMENT

  • Cities, towns, townships, and counties
  • Libraries
  • Parks and recreation departments
  • Sanitation and solid waste management
  • Special districts, including fire departments
  • Street and road maintenance departments
  • Water utilities

PROGRAM SPECIFICS

  • Property
  • General Liability
  • Automobile
  • Natural Disaster Protection (Earthquake, Flood, Earth movement)
  • Crime
  • Inland Marine
  • Excess Liability
  • Public Officials & Management Liability including:
  • Cyber Liability
  • Privacy Crisis Management Expense
  • Employment Practices Liability

In addition to offering core coverages such as commercial auto, general liability, and property, we also offer coverages tailored for your public entity, including:

COVER HIGHLIGHTS

  • Crime insurance
  • Data compromise insurance
  • Employment practices liability insurance
  • Sexual misconduct and molestation insurance
  • Downzoning coverage
  • Aviation coverage
  • Kidnap & Ransom